Legal

Terms of use

Plain-English, and honest that we're still in beta.

The short version:FinMech gives you indicative insights to help you understand your business numbers. It is decision support, not professional financial advice, and it's early software — use your own judgement on anything that matters.

What FinMech is

FinMech turns numbers you enter into easy-to-read signals about your business — margins, cash position, loan-readiness and the like. It is a self-service tool.

Not financial advice

Nothing here is investment, tax, legal or accounting advice, and we are not your financial adviser. Our outputs are indicative and depend entirely on the numbers you give us. For decisions that carry real consequences, check with a qualified professional and your own reconciled accounts.

Your account and your data

You're responsible for keeping your login details safe and for the accuracy of what you enter. How we handle your data is set out in our Privacy & Security page.

Please use FinMech only for your own business, and don't try to break, overload or misuse the service.

Beta software, “as is”

FinMech is provided on an “as is” basis while we build it out. We can't guarantee it will be uninterrupted or error-free, and to the extent the law allows, we aren't liable for losses arising from decisions made using it. Features and these terms may change as the product matures — we'll keep this page current.

Payments

Paid features (such as the upcoming Deeper Intelligence reports) will show their price clearly before you pay. Specific billing and refund terms will be published alongside those features when they go live.

Governing law

These terms are governed by the laws of India.

Contact

Questions about these terms? askfinmech@gmail.com.

Last updated: October 2026.

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